Asset Finance

Asset & Specialist Business Finance

Are you a business owner looking to purchase new equipment or assets, but don't have the cash on hand to do so? Do you have outstanding invoices that are affecting your cash flow? If so, you may want to consider asset and equipment finance or invoice discounting.

Asset Finance

What finance can we offer?

Asset and equipment finance is a method of funding that allows you to purchase new equipment or assets without having to pay for them outright. Instead, you can spread the cost over the useful life of the equipment through regular payments. This can help you conserve your cash flow and ensure you have the best possible equipment you need to run your business smoothly.

If you have outstanding invoices, invoice discounting can help you access your cash without having to wait for your customers to pay. With invoice discounting, you can sell your outstanding invoices to a provider who will then give you a percentage of the value of those invoices upfront. This can help you, free up cash flow and keep your business running efficiently.

In addition to asset and equipment finance and invoice discounting, we also offer specialist finance solutions such as trade, stock, VAT and tax liability funding. These solutions are designed to help you with specific financial needs that may arise in your business. For example, if you need to purchase stock for a large order but don't have the cash on hand to do so, trade finance can help. Or, if you have a large VAT or tax liability coming up and need to free up cash flow, we can help you find a solution.

For businesses that use card payment facilities, either credit or debit cards, we can offer a merchant cash advance. This is a loan based on the card reader activity and then repaid over a fixed period of time via the card reader provider. This solution is particularly useful in the retail, hospitality and catering sectors.

We also offer loans for high net worth individuals and commercial loans. Our loans are designed to help you access the funding you need to achieve your business goals. Whether you need a loan to purchase a new property, expand your business or hire more staff, we can help you find the right solution.

If your business offers a rental facility to your customers, we can look to securitise the rental income and offer an upfront payment based on the rental income.

Tailored Finance Solutions

At Vertu Lease Cars, we understand that every business and individual has unique financial needs, which is why we offer bespoke finance solutions tailored to your specific requirements. Our team of finance experts can help you navigate the complex world of finance and find the best possible solution for you and your business.

If you're interested in learning more about our finance solutions, please get in touch with us today. We'd be happy to answer any questions you may have and help you find the best possible finance solution for your business.

Types of Specialist Finance

Here is a more detailed explanation of the different types of finance solutions we offer at Vertu Lease Cars

Asset and Equipment Finance

Asset and Equipment Finance is a method of funding that allows businesses to purchase new equipment or assets without having to pay for them upfront. The business can spread the cost over the useful life of the equipment through regular payments. This can help businesses conserve their cash flow and ensure they have the equipment they need to run their operations smoothly.

Invoice Discounting

Invoice discounting is a method of finance that enables businesses to access the cash they need without having to wait for their customers to pay. With invoice discounting, businesses can sell their outstanding invoices to a finance provider who will then give them a percentage of the value of those invoices upfront. This can help businesses free up cash flow and keep their operations running efficiently.

Trade Finance

Trade finance is a method of finance that can help businesses manage their cash flow when dealing with domestic or international trade. It involves providing funding to facilitate the import or export of goods and services. Trade finance solutions can include letters of credit, guarantees, and financing to support trade transactions.

Stock Finance

Stock finance is a type of funding that can help businesses purchase stock without having to tie up their cash flow. With stock finance, businesses can get funding to purchase the stock they need, and then repay the funds when the stock is sold.

VAT and Tax Liability Funding

VAT and tax liability funding is a type of finance that can help businesses manage their cash flow when they have a large VAT or tax liability coming up. With VAT and tax liability funding, businesses can get funding to cover these liabilities, and then repay the funds over time.

Merchant Cash Advance

For businesses that use card payment facilities, either credit or debit cards, we can offer a merchant cash advance. This is a loan based on the card reader activity and then repaid over a fixed period of time to the card reader provider. This solution is particularly useful in the retail, hospitality and catering sectors.

Receivables Finance & Contract Securitisation

This finance solution utilises future payments or rentals, that are guaranteed over a fixed period of time and will then give you an up front or 'net present value' of this income to give an upfront payment. This allows you to reinvest this payment back into your business.

High Net Worth Loans

High net worth loans are a type of finance that can help individuals with a high net worth access the funding they need to achieve their financial goals. These loans can be secured or unsecured, and can be used for a range of purposes, including purchasing property, investing in a business, or consolidating debt.

Commercial Loans

Commercial loans are a type of finance that can help businesses access the funding they need to grow and expand. These loans can be secured or unsecured, and can be used for a range of purposes, including purchasing property, expanding operations, or investing in new technology.

Need More Information

Contact our Asset Finance team today on 0300 3730751.

Sign Me Up!

Subscribe to our newsletter to receive our latest lease deals and news straight to your inbox.